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Concentrating in bankruptcy law
QUAD CITIES BANKRUPTCY ATTORNEYS - SERVING ROCK ISLAND, IL, MOLINE, IL,

EAST MOLINE, IL, SILVIS, IL, ROCK ISLAND COUNTY, IL, DAVENPORT, IA, BETTENDORF, IA, SCOTT COUNTY, IA, HENRY COUNTY, IL, CLINTON COUNTY, IA, AND MUSCATINE COUNTY, IA.

HELPING CLINTS FILE CHAPTER 13 BANKRUPTCIES AND CHAPTER 7 BANKRUPTCIES.

THE QUAD CITIES BANKRUPTCY CENTER-EMAIL: DEUTSCHLAW@GMAIL.COM

1819 3rd Ave. Rock Island, IL 61201-(309) 788-9541

Scales

Chapter 13 Bankruptcy

Debt Adjustment Plan
(Free Chapter 13 Consultation)

Chapter 13 is an alternative to a Chapter 7 filing. In many cases there are no upfront attorney fees, only court costs and counseling fees are needed to file, which total of $324.95. The attorney fees are paid over the life of your chapter 13 plan and are figured in your Chapter 13 plan payment.


Chapter 13 is used in the following circumstances:

• to stop a foreclosure of your home and to make up back mortgage payments
• to stop the repossession of your vehicle to get your repossessed vehicle back
• to change the value of your vehicle if your upside down and have owned it over 2 1/2 years



• to change the interest rate on your vehicle loan
• to save exempt assets from being sold and trusted
• to stop collections of student loans and garnishments
• to pay federal state income taxes with no further penalties or interest