Typical debts that are wiped out in a Chapter 7 filing are the following:
- credit card debt
- medical bills
- payday loans
- old tax debt
- deficiency for a repressed auto or mortgage loan
There is a means test under BAPCPA to determine if you are eligible. We can file Chapter 13 bankruptcy for you if you are not eligible for a chapter 7 bankruptcy filing.
There is no charge to discuss your financial situation with us. For your free initial bankruptcy consultation, call us at (309) 788-9541 or email us at Deutschlaw@gmail.com.
Once your bankruptcy is filed, the automatic stay provided under the bankruptcy code will stop harassing phone calls, stop creditors from repossessing your vehicle and stop garnishments.